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| Account Type |
Minimum Deposit to Open |
Minimum Balance to Obtain Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
| 91 Day CD |
$1,000.00 |
$1,000.00 |
1.75% |
1.76% |
| 182 Day CD |
$1,000.00 |
$1,000.00 |
2.10% |
2.12% |
| 12 Month CD |
$1,000.00 |
$1,000.00 |
2.35% |
2.38% |
| 18 Month CD |
$1,000.00 |
$1,000.00 |
2.45% |
2.48% |
| 24 Month CD |
$1,000.00 |
$1,000.00 |
2.50% |
2.53% |
| 30 Month CD |
$1,000.00 |
$1,000.00 |
2.60% |
2.63% |
| 36 Month CD |
$1,000.00 |
$1,000.00 |
2.65% |
2.68% |
| 48 Month CD |
$1,000.00 |
$1,000.00 |
2.85% |
2.89% |
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APY computed on minimum deposit to open account.
A penalty may be imposed for early withdrawals for CD accounts.
An early withdrawal, together with the amount of any early withdrawal penalty, may bring the principal amount of the deposit below "minimum balance to obtain APY. In this event, the financial institution is no longer liable for the payment of interest on the account, but at it's discretion may elect to do so. In no event is the disclosure of a revised APY required.
Note: The above rates are subject to change without prior notice. |
| Account Type |
Minimum Deposit to Open |
Minimum Balance to Obtain Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
| Money Market Checking |
$2,500.00 |
$2,500.00 |
0.95% |
0.96% |
| Now Checking |
$1,000.00 |
$1,000.00 |
0.80% |
0.81% |
| Super Now Checking |
$2,500.00 |
$2,500.00 |
0.95% |
0.96% |
| Passbook Savings |
$250.00 |
$100.00 |
1.05% |
1.06% |
| Variable IRA* |
$250.00 |
$250.00 |
2.10% |
2.12% |
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Interest is accrued on the daily balance method.
Accruals will stop if daily balance falls below minimum balance of $500.00 on Money Market, Now and Super Now accounts.
Super Now rates will change to Now rates on days balance is between $2,499.00 and $500.00.
*Variable IRA rate changes the first of each month to the previous four weeks 182 day CD rate average. Interest is accrued on daily balance method. The rate on your variable IRA will change on the monthly maturity date.
Note: The above rates are subject to change without prior notice. |
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